Written Stuff happens. And when it does, it pays to be prepared. That’s where travel insurance comes in handy. You don’t always need to buy extra travel insurance for your upcoming trip. Credit card travel insurance is generally less comprehensive than a separate policy. But, it may cover enough for certain trips. We’ll take a deep dive into what to look out for in credit card travel insurance to protect your trip.
Best Specific Cards With Travel Insurance
Capital One Spark Miles for Business
MyCreditCardLab Score 8.4
We've meticulously evaluated this card using MyCreditCardLab's exclusive credit card rating system. Our assessment considered various cardholder needs, ultimately assigning a rating based on the need with the highest score, currently at "." Our rating scale ranges from 1 to 10, with 10 representing the best possible score.
- No membership fees first year
- Free employee cards
- Earn 2x miles on all purchases with no limits
- No blackout dates or seat restrictions
- No minimum redemption amount
- Generous 50,000 mile sign-up bonus.
- Membership fees in the second year
- Sky-high penalty APR
- High regular APR
Southwest Rapid Rewards® Plus Card
MyCreditCardLab Score 8.5
We've meticulously evaluated this card using MyCreditCardLab's exclusive credit card rating system. Our assessment considered various cardholder needs, ultimately assigning a rating based on the need with the highest score, currently at "." Our rating scale ranges from 1 to 10, with 10 representing the best possible score.
- No reward caps
- No booking fees
- Unlimited rewards seats
- 3,000 points every year on your Cardmember anniversary
- Very high balance transfer fee
- 3% Foreign transaction fee
- Annual fee
- No introductory APR
- Membership fees
Best Credit Cards With Travel Insurance Benefits
Chase Freedom Rise℠
MyCreditCardLab Score 8.3
We've meticulously evaluated this card using MyCreditCardLab's exclusive credit card rating system. Our assessment considered various cardholder needs, ultimately assigning a rating based on the need with the highest score, currently at "." Our rating scale ranges from 1 to 10, with 10 representing the best possible score.
- No annual fee
- Unlimited 1.5% cash back on every purchase
- Earns rewards
- Does not require security deposit
- Autopay bonus
- No bonus categories
- High APR
- Foreign fee
Citi® Diamond Preferred® Card
MyCreditCardLab Score 8.1
We've meticulously evaluated this card using MyCreditCardLab's exclusive credit card rating system. Our assessment considered various cardholder needs, ultimately assigning a rating based on the need with the highest score, currently at "." Our rating scale ranges from 1 to 10, with 10 representing the best possible score.
- 0% intro APR for 12 months on purchases
- $0 annual fee
- Offers intro APR for 21 months on Balance Transfers.
- 5% (min $5) balance transfer fee
- High regular APR
- No rewards or welcome offer.
- 3% foreign transaction fee
American Express Blue Cash Everyday® Card
MyCreditCardLab Score 8.9
We've meticulously evaluated this card using MyCreditCardLab's exclusive credit card rating system. Our assessment considered various cardholder needs, ultimately assigning a rating based on the need with the highest score, currently at "." Our rating scale ranges from 1 to 10, with 10 representing the best possible score.
- $200 welcome bonus offer
- High rewards rate
- Introductory APR offer on purchases and balance transfers
- Cell phone protection
- $1,500 limit on 5% cash back
- 2.7% foreign transaction fee
- Balance transfer fee
- Requires good - excellent credit
More About the Best Credit Cards With Travel Insurance
When it comes to traveling, having the right credit card can provide invaluable peace of mind. The best credit cards with travel insurance offer extensive coverage. This includes trip cancellation/interruption, lost luggage, and emergency medical expenses. The cards protect you financially. They also provide perks like concierge services and travel assistance. Some top options include the Chase Sapphire Preferred.
Also, the American Express Platinum and Capital One Venture Rewards. Choose a credit card with strong travel insurance. Then, you can travel confidently. You’ll be protected against unforeseen events that could disrupt your journey.