Introduction and Overview
Our goal at MyCreditCardLab is to provide you clarity on all of the financial decisions you make in life. We accomplish this by arming you with reliable financial information and advice, as well as by giving you the resources you need to make the best choices for your financial circumstances.
We have a duty to notify you of how MyCreditCardLab, We do not share any of your personal information with anyone.
This Privacy Policy’s Scope
You agree to the privacy policies outlined in this Policy by using the Services.
The majority of our procedures for gathering, using, and disclosing data are controlled by the Gramm-Leach-Bliley Act. For a summary of your privacy choices with regard to the majority of our services, please refer to our Gramm-Leach-Bliley Privacy Notice. The definitions of capitalised terms used in this Privacy Policy are found in the MyCreditCardLab Terms of Use (the “Terms”).
Third-Party Web Beacons and Third-Party Buttons
We may implement third-party advertising or other content on the Site that may use clear GIFs or other forms of web beacons, which allow the third-party content provider to read and write Cookies to your web browser in connection with your viewing of the third-party content on the Site. Additionally, we may implement third-party buttons (such as Facebook “like” or “share” buttons) that may allow a third-party to collect information about you through their browser Cookies, even when you do not interact with the button.
We also engage third-party partners and vendors like Google Analytics and others, who provide analytics and advertising services, to assist us in providing you the Site and our Services. We allow these third-parties, including unaffiliated business partners, advertising networks, analytics providers, and other advertising service providers, to automatically collect Clickstream Data and other information about your online activities on the Site and across your browsers and devices using cookies, web beacons, mobile advertising identifiers and other technologies. For example, we may use third-party analytics tools to help us understand and record the electronic path you take to our Site, through our Site and when exiting our Site, as well as your usage and activity on our Site, such as the links and objects you view, click or otherwise interact with. We use this data for our own analytics and advertising purposes, as well as to facilitate partner relationships and your interactions with other third-parties. In addition, certain of our third-party partners may use this information to display online advertisements tailored to your interests and preferences across your browsers and devices, to conduct ad campaign measurement and website analytics, to detect, prevent and report fraud, or to carry out their own business and commercial purposes.
Where information collected through web beacons, buttons, and similar technologies is collected directly by third-parties, their collection and use of information is subject to that third-party’s own privacy policies. Some of these third-parties are members of the Network Advertising Initiative or the Digital Advertising Alliance and participate in the industry’s opt out. Additionally, you may opt out of the use of Google Analytics Cookies here: https://tools.google.com/dlpage/gaoptout.
Due to differences between using websites and apps on mobile devices, you may need to take additional steps to opt out on both platforms. Many mobile devices allow you to opt out of interest-based advertising for mobile applications using the settings within the mobile application or your mobile device. For more information, please check your mobile device settings. You also may uninstall our app using the standard uninstall process available on your mobile device or app marketplace. Please note that your opt-out choice will apply only to the browser and device you are using when you opt out.
Your California Privacy Rights
If you are a California resident, you may opt-out of our disclosure of personal information to third parties affiliated companies for their direct marketing purposes. To opt out, please contact us at [email protected]. You must put the statement “Your California Privacy Rights” in the subject field. We are not responsible for notices that are not labeled or sent properly, or do not have complete information.
Non-affiliated third parties are independent from Silver Poodle and if you wish to receive information about your disclosure choices or stop communications from such third parties, you will need to contact those non-affiliated third parties directly.
Public Forums
Any information you may disclose on our Site, in blogs, on message boards, in chat rooms, or on other public areas on the Site or other third-party websites that this Site may link to, becomes public information. Please exercise caution when disclosing personal information in these public areas.
Children’s Privacy
Protecting children’s privacy is important to us. We do not direct the Site to, nor do we knowingly collect any personal information from, children under the age of thirteen. If we learn that a child under the age of thirteen has provided personally identifiable information to the Site, we will use reasonable efforts to remove such information from our files.
Embedded content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
Inclusion of videos
We have included videos in our websites which are saved with YouTube and which can be played directly from our websites. YouTube is a group company of Google and a multimedia service of YouTube LLC, 901 Cherry Ave., San Bruno, CA 94066, USA. We include the videos using the extended privacy mode.
By means of the visit to our websites, YouTube is informed that you have accessed the corresponding sub-page of our websites. This takes place regardless of whether you are logged into YouTube or not. Should you be logged in to YouTube, your data is however assigned directly to your account. Should you not wish for this to take place, you need to log out before viewing the video.
Your rights
Your inquiries regarding the assertion of data protection rights and our answers to them will be kept for documentation purposes for a period of three years and in individual cases for the assertion, exercise or defense of legal claims even beyond this period. The legal basis is Art. 6 Paragraph 1, f.) GDPR, based on our interest in defending against any civil law claims under Art. 82 GDPR, avoiding fines under Art. 83 GDPR and fulfilling our accountability under Art. 5 GDPR.
All Rights Reserved by Us.
Our Contact Information
Please contact us with any questions or comments about this Privacy Policy, your personally identifiable information, our use and disclosure practices, or your consent choices by email at [email protected].
MyCreditCardLab.com
309, Sunsine Complex
Thank you for reviewing our Privacy Policy.
