Capital One Spark Miles for Business
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Chase Freedom Rise℠
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8.4MyCreditCardLab Score
MyCreditCardLab Score 8.4We've meticulously evaluated this card using MyCreditCardLab's exclusive credit card rating system. Our assessment considered various cardholder needs, ultimately assigning a rating based on the need with the highest score, currently at "." Our rating scale ranges from 1 to 10, with 10 representing the best possible score. |
8.3MyCreditCardLab Score
MyCreditCardLab Score 8.3We've meticulously evaluated this card using MyCreditCardLab's exclusive credit card rating system. Our assessment considered various cardholder needs, ultimately assigning a rating based on the need with the highest score, currently at "." Our rating scale ranges from 1 to 10, with 10 representing the best possible score. |
| ANNUAL FEE | |
| $95 | $0 |
| INTRO APR | |
| No any intro offer of this card | None |
| REGULAR APR | |
| 25.99% Variable APR | 26.74% Variable APR |
| PROS | |
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| CONS | |
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| WELCOME BONUS | |
| 50,000 miles after spending $4,500 within the first three months | Earn a $25 statement credit after signing up for automatic payments within the first three months of opening your account. |
| REWARDS | |
Capital One Spark Miles for Business Rewards stand out as a highly versatile credit currency, offering a myriad of redemption options to suit your preferences. You can utilize your rewards in a variety of ways, including:
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Chase Freedom Rise℠ Rewards program boasts exceptional flexibility in credit currency. Redeem your earnings through a multitude of options, including:
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| BENEFITS | |
| Travel Benefits - Capital One Spark Miles for Business has more than just the value of the rewards points. It also has a big signup bonus. It also has many travel benefits and protections. The top benefit is a credit worth up to $100. You get it for Global Entry or TSA Pre✓® when using the Spark Miles to pay the fee. Earning rewards - Earning rewards on your business expenses with the Capital One Spark Miles card is easy. You'll collect unlimited 2 miles per dollar spent on all purchases. And, 5 miles per dollar on hotel and car rentals from Capital One Travel. No foreign transaction fee - Many credit cards tack on a fee of 3% on every overseas purchase. You travel abroad often for business. Or, you buy inventory there. This could get expensive for both you and your employees. But, like all Capital One cards, this card doesn't charge a fee. No additional fee for employee cards - Business owners can earn more rewards. They can do this by giving employees their own cards. They use them to cover business expenses. They would do this without paying an authorized user fee. You can also set credit limits and spending reports on each card. | Building credit - Designed for those new to credit, with potential for credit line increase. It's best for students. Simple rewards - Flat 1.5% cash back on all purchases, no categories to remember. No annual fee - Keep your rewards without worrying about yearly charges. Free credit monitoring - Track your progress and learn credit-building tips. $25 bonus - Get a statement credit for setting up autopay within 3 months. |
| CASH ADVANCE FEE / APR | |
| 32.24% variable, plus a fee of either $5 or 5% of the amount of each transaction, whichever is greater | Either $10 or 5% of the amount of each transaction, whichever is greater. |
| BALANCE TRANSFER FEE | |
| 25.99% variable based on the Prime Rate | $5 or 5% of the amount of each transfer, whichever is greater |
| RECOMMENDED CREDIT SCORE | |
| 690 - 850 (Fair - Exceptional) | 690 - 580 (Fair - Poor) |
| FOREIGN TRANSACTION FEE | |
| $0 | 3% |
| BEST FOR | |
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| More Details | More Details |
Capital One Spark Miles for Business vs. Chase Freedom Rise℠
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