Capital One VentureOne Rewards Card
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American Express Blue Cash Everyday® Card
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9.3MyCreditCardLab Score
MyCreditCardLab Score 9.3We've meticulously evaluated this card using MyCreditCardLab's exclusive credit card rating system. Our assessment considered various cardholder needs, ultimately assigning a rating based on the need with the highest score, currently at "." Our rating scale ranges from 1 to 10, with 10 representing the best possible score. |
8.9MyCreditCardLab Score
MyCreditCardLab Score 8.9We've meticulously evaluated this card using MyCreditCardLab's exclusive credit card rating system. Our assessment considered various cardholder needs, ultimately assigning a rating based on the need with the highest score, currently at "." Our rating scale ranges from 1 to 10, with 10 representing the best possible score. |
| ANNUAL FEE | |
| $0 | $0 |
| INTRO APR | |
| 0% intro APR on Purchases and Balance Transfers for the first 15 months. It applies to qualifying transfers. | 0% intro APR on Purchases for first 15 months and 0% intro APR on Balance Transfers for first 15 months on qualifying balance transfers |
| REGULAR APR | |
| 19.99% - 29.99% Variable APR | 19.24% - 29.99% Variable APR |
| PROS | |
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| CONS | |
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| WELCOME BONUS | |
| 20,000 Miles once you spend $500 on purchases within 3 months from account opening | $200 if you spend $2,000 in first 6 months |
| REWARDS | |
Capital One VentureOne Rewards Card Rewards stand out as a highly versatile credit currency, offering a myriad of redemption options to suit your preferences. You can utilize your rewards in a variety of ways, including:
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American Express Blue Cash Everyday® Card Rewards stand out as a highly versatile credit currency, offering a myriad of redemption options to suit your preferences. You can utilize your rewards in a variety of ways, including:
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| BENEFITS | |
| Good transfer partners - Capital One has many transfer partners. They can take you across the globe with your miles. Intro APR opportunity - Consumers can use it to pay off high-interest debt from another card. The low intro APR offer can save them lots of interest. No annual fee or foreign transaction fees - Using your card worldwide without an extra fee is a big plus for any traveller. Welcome offer - People with great credit also get 0% intro APR for 15 months. This is for purchases and balance transfers. After that, the APR is variable. It is based on creditworthiness. The intro period is as good as cards like Discover It or Discover It Miles. It's also as good as Citi Custom Cash, Chase Freedom Unlimited, and more. Unfortunately, VentureOne for Good Credit applicants can't get bonus miles. They also can't get a 0% intro APR. | $84 Disney Bundle Credit - Get a $7 monthly statement credit. You get it after using your enrolled Blue Cash Everyday® Card to spend $9.99 or more each month on a Disney Bundle subscription. Valid only at DisneyPlus.com, Hulu.com, or Plus.espn.com in the U.S. Complimentary ShopRunner membership - Get free two-day shipping on eligible items at 100+ online stores. You can get it by enrolling in the free ShopRunner membership. Car rental insurance - When you use your card to pay for a rental and decline the collision damage waiver, you may get secondary auto coverage. This happens in an eligible place. American Express experiences - Get access to special ticket presales. You will also get invitations to events. These events are only for American Express card members. $180 Home Chef credit - Get up to $15 in credits per month. You get them when you pay for a Home Chef subscription with your card. |
| CASH ADVANCE FEE / APR | |
| 29.99% variable, plus a fee of either $5 or 5% of the amount of each transaction, whichever is greater | 29.99% variable, Either $10 or 5% of the amount of each transaction, whichever is greater. |
| BALANCE TRANSFER FEE | |
| 19.99% - 29.99% variable, plus a fee of either 4% of the amount of each transfer | Enjoy 0% intro APR on purchases. Also, on balance transfers. It lasts for 15 months from account opening. After that, 19.24% to 29.99% variable APR. |
| RECOMMENDED CREDIT SCORE | |
| 690 - 850 (Fair - Exceptional) | 700 - 749 (Fair - Good) |
| FOREIGN TRANSACTION FEE | |
| $0 | 2.7% |
| BEST FOR | |
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| More Details | More Details |
Capital One VentureOne Rewards vs. American Express Blue Cash Everyday®
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