Capital One VentureOne Rewards Card
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Ink Business Preferred® Credit Card
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9.3MyCreditCardLab Score
MyCreditCardLab Score 9.3We've meticulously evaluated this card using MyCreditCardLab's exclusive credit card rating system. Our assessment considered various cardholder needs, ultimately assigning a rating based on the need with the highest score, currently at "." Our rating scale ranges from 1 to 10, with 10 representing the best possible score. |
8.8MyCreditCardLab Score
MyCreditCardLab Score 8.8We've meticulously evaluated this card using MyCreditCardLab's exclusive credit card rating system. Our assessment considered various cardholder needs, ultimately assigning a rating based on the need with the highest score, currently at "." Our rating scale ranges from 1 to 10, with 10 representing the best possible score. |
| ANNUAL FEE | |
| $0 | $95 |
| INTRO APR | |
| 0% intro APR on Purchases and Balance Transfers for the first 15 months. It applies to qualifying transfers. | No any intro offer of this card |
| REGULAR APR | |
| 19.99% - 29.99% Variable APR | 21.24% - 26.24% Variable APR |
| PROS | |
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| CONS | |
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| WELCOME BONUS | |
| 20,000 Miles once you spend $500 on purchases within 3 months from account opening | 100,000 bonus points after spending $8,000 on purchases in the first three months from account opening |
| REWARDS | |
Capital One VentureOne Rewards Card Rewards stand out as a highly versatile credit currency, offering a myriad of redemption options to suit your preferences. You can utilize your rewards in a variety of ways, including:
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Ink Business Preferred® Credit Card Rewards stand out as a highly versatile credit currency, offering a myriad of redemption options to suit your preferences. You can utilize your rewards in a variety of ways, including:
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| BENEFITS | |
| Good transfer partners - Capital One has many transfer partners. They can take you across the globe with your miles. Intro APR opportunity - Consumers can use it to pay off high-interest debt from another card. The low intro APR offer can save them lots of interest. No annual fee or foreign transaction fees - Using your card worldwide without an extra fee is a big plus for any traveller. Welcome offer - People with great credit also get 0% intro APR for 15 months. This is for purchases and balance transfers. After that, the APR is variable. It is based on creditworthiness. The intro period is as good as cards like Discover It or Discover It Miles. It's also as good as Citi Custom Cash, Chase Freedom Unlimited, and more. Unfortunately, VentureOne for Good Credit applicants can't get bonus miles. They also can't get a 0% intro APR. | No additional cost for employee cards - You can multiply your points balance. Do this by adding your employees as authorized users on the card. Know this: the main cardholder or business is responsible for all purchases on them. Car rental collision damage waiver - This is coverage for business car rentals. You won’t have to use your insurance first. Travel and emergency assistance services - It includes medical and legal referrals. They help if you run into trouble while traveling. The cardholder will pay for any extra service costs. Cellphone protection - The primary cardholder and any authorized employee cardholders get cellphone protection. It covers them if they pay their cellular bills with the card. It covers up to $600 per claim (and up to $1,800 per 12 months) with a $100 deductible. They can make up to three claims per year. Purchase protection - New purchases are covered for 120 days against damage or theft for up to $10,000 per claim and $50,000 per account. |
| CASH ADVANCE FEE / APR | |
| 29.99% variable, plus a fee of either $5 or 5% of the amount of each transaction, whichever is greater | 29.99% variable, plus a fee of either $15 or 5% of the amount of each transaction, whichever is greater |
| BALANCE TRANSFER FEE | |
| 19.99% - 29.99% variable, plus a fee of either 4% of the amount of each transfer | 21.24% - 26.24% variable, plus a fee of either $5 or 5% of the amount of each transfer, whichever is greater |
| RECOMMENDED CREDIT SCORE | |
| 690 - 850 (Fair - Exceptional) | 690 - 850 (Fair - Exceptional) |
| FOREIGN TRANSACTION FEE | |
| $0 | $0 |
| BEST FOR | |
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| More Details | More Details |
Capital One VentureOne Rewards vs. Ink Business Preferred® Credit
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