Capital One VentureOne Rewards Card
|
Ink Business Unlimited® Credit Card
|
|---|---|
9.3MyCreditCardLab Score
MyCreditCardLab Score 9.3We've meticulously evaluated this card using MyCreditCardLab's exclusive credit card rating system. Our assessment considered various cardholder needs, ultimately assigning a rating based on the need with the highest score, currently at "." Our rating scale ranges from 1 to 10, with 10 representing the best possible score. |
8.9MyCreditCardLab Score
MyCreditCardLab Score 8.9We've meticulously evaluated this card using MyCreditCardLab's exclusive credit card rating system. Our assessment considered various cardholder needs, ultimately assigning a rating based on the need with the highest score, currently at "." Our rating scale ranges from 1 to 10, with 10 representing the best possible score. |
| ANNUAL FEE | |
| $0 | $0 |
| INTRO APR | |
| 0% intro APR on Purchases and Balance Transfers for the first 15 months. It applies to qualifying transfers. | 0% intro APR on Purchases for first 12 months |
| REGULAR APR | |
| 19.99% - 29.99% Variable APR | 18.49% - 24.49% Variable APR |
| PROS | |
|
|
| CONS | |
|
|
| WELCOME BONUS | |
| 20,000 Miles once you spend $500 on purchases within 3 months from account opening | $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening |
| REWARDS | |
Capital One VentureOne Rewards Card Rewards stand out as a highly versatile credit currency, offering a myriad of redemption options to suit your preferences. You can utilize your rewards in a variety of ways, including:
|
Ink Business Unlimited® Credit Card Rewards stand out as a highly versatile credit currency, offering a myriad of redemption options to suit your preferences. You can utilize your rewards in a variety of ways, including:
|
| BENEFITS | |
| Good transfer partners - Capital One has many transfer partners. They can take you across the globe with your miles. Intro APR opportunity - Consumers can use it to pay off high-interest debt from another card. The low intro APR offer can save them lots of interest. No annual fee or foreign transaction fees - Using your card worldwide without an extra fee is a big plus for any traveller. Welcome offer - People with great credit also get 0% intro APR for 15 months. This is for purchases and balance transfers. After that, the APR is variable. It is based on creditworthiness. The intro period is as good as cards like Discover It or Discover It Miles. It's also as good as Citi Custom Cash, Chase Freedom Unlimited, and more. Unfortunately, VentureOne for Good Credit applicants can't get bonus miles. They also can't get a 0% intro APR. | No-cost employee credit cards - You won't pay an extra fee for issuing an employee their business credit card. This can help you track and limit employees spending on the account. Rewards can be combined - Rewards can be combined. This works with another eligible Chase Ultimate Rewards card. The other card must belong to the company owner. You can pool your rewards between cards. This adds more ways to redeem them. Easy-to-understand rewards - Gift cards (1 cent per point). Travel booked through Chase Ultimate Rewards® (1 cent per point). Amazon purchases (0.8 cents per point). 0% interest for 12 months - The Chase Ink Business Unlimited card gives cash back rewards. It also has another great feature for business owners: a 0% APR on new purchases for 12 months. After that, the ongoing rate is 18.49% to 24.49%. If you are planning a large purchase for your business, this is a great chance to finance it at 0% for a year. You can use your sign-up bonus to help pay down the purchase. |
| CASH ADVANCE FEE / APR | |
| 29.99% variable, plus a fee of either $5 or 5% of the amount of each transaction, whichever is greater | 29.99% variable, plus a fee of either $15 or 5% of the amount of each transaction, whichever is greater |
| BALANCE TRANSFER FEE | |
| 19.99% - 29.99% variable, plus a fee of either 4% of the amount of each transfer | 18.49% - 24.49% variable, plus a fee of either $5 or 5% of the amount of each transfer, whichever is greater |
| RECOMMENDED CREDIT SCORE | |
| 690 - 850 (Fair - Exceptional) | 690 - 850 (Fair - Exceptional) |
| FOREIGN TRANSACTION FEE | |
| $0 | 3% |
| BEST FOR | |
|
|
| More Details | More Details |
Capital One VentureOne Rewards vs. Ink Business Unlimited® Credit
Easily compare up to three credit cards side by side with our intuitive comparison tool. Assess features, offers, and more to find the best fit for your financial needs.