Chase Freedom Rise℠ | Ink Business Preferred® Credit Card |
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8.3MyCreditCardLab Score
MyCreditCardLab Score 8.3We've meticulously evaluated this card using MyCreditCardLab's exclusive credit card rating system. Our assessment considered various cardholder needs, ultimately assigning a rating based on the need with the highest score, currently at "." Our rating scale ranges from 1 to 10, with 10 representing the best possible score. |
8.8MyCreditCardLab Score
MyCreditCardLab Score 8.8We've meticulously evaluated this card using MyCreditCardLab's exclusive credit card rating system. Our assessment considered various cardholder needs, ultimately assigning a rating based on the need with the highest score, currently at "." Our rating scale ranges from 1 to 10, with 10 representing the best possible score. |
ANNUAL FEE | |
$0 | $95 |
INTRO APR | |
None | No any intro offer of this card |
REGULAR APR | |
26.74% Variable APR | 21.24% - 26.24% Variable APR |
PROS | |
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CONS | |
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WELCOME BONUS | |
Earn a $25 statement credit after signing up for automatic payments within the first three months of opening your account. | 100,000 bonus points after spending $8,000 on purchases in the first three months from account opening |
REWARDS | |
Chase Freedom Rise℠ Rewards program boasts exceptional flexibility in credit currency. Redeem your earnings through a multitude of options, including:
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Ink Business Preferred® Credit Card Rewards stand out as a highly versatile credit currency, offering a myriad of redemption options to suit your preferences. You can utilize your rewards in a variety of ways, including:
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BENEFITS | |
Building credit - Designed for those new to credit, with potential for credit line increase. It's best for students. Simple rewards - Flat 1.5% cash back on all purchases, no categories to remember. No annual fee - Keep your rewards without worrying about yearly charges. Free credit monitoring - Track your progress and learn credit-building tips. $25 bonus - Get a statement credit for setting up autopay within 3 months. | No additional cost for employee cards - You can multiply your points balance. Do this by adding your employees as authorized users on the card. Know this: the main cardholder or business is responsible for all purchases on them. Car rental collision damage waiver - This is coverage for business car rentals. You won’t have to use your insurance first. Travel and emergency assistance services - It includes medical and legal referrals. They help if you run into trouble while traveling. The cardholder will pay for any extra service costs. Cellphone protection - The primary cardholder and any authorized employee cardholders get cellphone protection. It covers them if they pay their cellular bills with the card. It covers up to $600 per claim (and up to $1,800 per 12 months) with a $100 deductible. They can make up to three claims per year. Purchase protection - New purchases are covered for 120 days against damage or theft for up to $10,000 per claim and $50,000 per account. |
CASH ADVANCE FEE / APR | |
Either $10 or 5% of the amount of each transaction, whichever is greater. | 29.99% variable, plus a fee of either $15 or 5% of the amount of each transaction, whichever is greater |
BALANCE TRANSFER FEE | |
$5 or 5% of the amount of each transfer, whichever is greater | 21.24% - 26.24% variable, plus a fee of either $5 or 5% of the amount of each transfer, whichever is greater |
RECOMMENDED CREDIT SCORE | |
690 - 580 (Fair - Poor) | 690 - 850 (Fair - Exceptional) |
FOREIGN TRANSACTION FEE | |
3% | $0 |
BEST FOR | |
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More Details | More Details |
Chase Freedom Rise℠ vs. Ink Business Preferred® Credit
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