Ink Business Unlimited® Credit Card | Chase Freedom Rise℠ |
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8.9MyCreditCardLab Score
MyCreditCardLab Score 8.9We've meticulously evaluated this card using MyCreditCardLab's exclusive credit card rating system. Our assessment considered various cardholder needs, ultimately assigning a rating based on the need with the highest score, currently at "." Our rating scale ranges from 1 to 10, with 10 representing the best possible score. |
8.3MyCreditCardLab Score
MyCreditCardLab Score 8.3We've meticulously evaluated this card using MyCreditCardLab's exclusive credit card rating system. Our assessment considered various cardholder needs, ultimately assigning a rating based on the need with the highest score, currently at "." Our rating scale ranges from 1 to 10, with 10 representing the best possible score. |
ANNUAL FEE | |
$0 | $0 |
INTRO APR | |
0% intro APR on Purchases for first 12 months | None |
REGULAR APR | |
18.49% - 24.49% Variable APR | 26.74% Variable APR |
PROS | |
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CONS | |
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WELCOME BONUS | |
$750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening | Earn a $25 statement credit after signing up for automatic payments within the first three months of opening your account. |
REWARDS | |
Ink Business Unlimited® Credit Card Rewards stand out as a highly versatile credit currency, offering a myriad of redemption options to suit your preferences. You can utilize your rewards in a variety of ways, including:
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Chase Freedom Rise℠ Rewards program boasts exceptional flexibility in credit currency. Redeem your earnings through a multitude of options, including:
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BENEFITS | |
No-cost employee credit cards - You won't pay an extra fee for issuing an employee their business credit card. This can help you track and limit employees spending on the account. Rewards can be combined - Rewards can be combined. This works with another eligible Chase Ultimate Rewards card. The other card must belong to the company owner. You can pool your rewards between cards. This adds more ways to redeem them. Easy-to-understand rewards - Gift cards (1 cent per point). Travel booked through Chase Ultimate Rewards® (1 cent per point). Amazon purchases (0.8 cents per point). 0% interest for 12 months - The Chase Ink Business Unlimited card gives cash back rewards. It also has another great feature for business owners: a 0% APR on new purchases for 12 months. After that, the ongoing rate is 18.49% to 24.49%. If you are planning a large purchase for your business, this is a great chance to finance it at 0% for a year. You can use your sign-up bonus to help pay down the purchase. | Building credit - Designed for those new to credit, with potential for credit line increase. It's best for students. Simple rewards - Flat 1.5% cash back on all purchases, no categories to remember. No annual fee - Keep your rewards without worrying about yearly charges. Free credit monitoring - Track your progress and learn credit-building tips. $25 bonus - Get a statement credit for setting up autopay within 3 months. |
CASH ADVANCE FEE / APR | |
29.99% variable, plus a fee of either $15 or 5% of the amount of each transaction, whichever is greater | Either $10 or 5% of the amount of each transaction, whichever is greater. |
BALANCE TRANSFER FEE | |
18.49% - 24.49% variable, plus a fee of either $5 or 5% of the amount of each transfer, whichever is greater | $5 or 5% of the amount of each transfer, whichever is greater |
RECOMMENDED CREDIT SCORE | |
690 - 850 (Fair - Exceptional) | 690 - 580 (Fair - Poor) |
FOREIGN TRANSACTION FEE | |
3% | 3% |
BEST FOR | |
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More Details | More Details |
Ink Business Unlimited® Credit vs. Chase Freedom Rise℠
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