Instacart Mastercard® Card | Capital One SavorOne Student Cash Rewards Card |
---|---|
8.6MyCreditCardLab Score
MyCreditCardLab Score 8.6We've meticulously evaluated this card using MyCreditCardLab's exclusive credit card rating system. Our assessment considered various cardholder needs, ultimately assigning a rating based on the need with the highest score, currently at "." Our rating scale ranges from 1 to 10, with 10 representing the best possible score. |
9.1MyCreditCardLab Score
MyCreditCardLab Score 9.1We've meticulously evaluated this card using MyCreditCardLab's exclusive credit card rating system. Our assessment considered various cardholder needs, ultimately assigning a rating based on the need with the highest score, currently at "." Our rating scale ranges from 1 to 10, with 10 representing the best possible score. |
ANNUAL FEE | |
$0 | $0 |
INTRO APR | |
No intro offer | 0% on Purchases and Balance Transfers for 15 months |
REGULAR APR | |
20.24% - 28.99% Variable APR | APR: 19.99%-29.99% Variable APR, Cash Advance APR: 29.99%, Variable |
PROS | |
|
|
CONS | |
|
|
WELCOME BONUS | |
Get a free year of Instacart+ and a $100 Instacart credit automatically upon approval. Membership auto-renews. Terms apply. | Earn $50 Cash Back when you spend $100 in the first three months |
REWARDS | |
Instacart Mastercard® Card Rewards stand out as a highly versatile credit currency, offering a myriad of redemption options to suit your preferences. You can utilize your rewards in a variety of ways, including:
|
Capital One SavorOne Student Cash Rewards Card Rewards stand out as a remarkably versatile credit currency. You have the flexibility to redeem your earnings in various ways, including:
|
BENEFITS | |
Instacart - It works on Instacart.com and the Instacart app. It applies to purchases on over 750 retailers. They deliver from more than 70,000 stores across 5,500 cities. No foreign transaction fees - You will pay no foreign transaction fees. This is when you use your card for purchases made outside the United States. Contactless Tap To Pay - For fast, easy and secure checkout simply tap to pay where you see the Contactless symbol. For more knowledge, please see www.chase.com/contactless Instacart+ benefits - Enjoy free delivery on all purchases over $35. 5% credit back on pickup Pay with Points - Use your cash back rewards to pay for all or part of your purchase in the Instacart app or on instacart.com. World Elite Mastercard benefits - These include access to Mastercard Priceless® Experiences and special offers from brands. You also get a free 24/7 concierge service. | Generous Cash Back Rewards - Earn unlimited cash back on every purchase. Earn bonus rewards. They are for popular categories like dining, entertainment, and groceries. No Annual Fee - Enjoy all the card benefits. There's no annual fee. It's a cheap option for students, Small Business Owners and Cash Back Seekers. Introductory APR - Benefit from a 0% introductory APR on purchases for the first 15-month period, allowing you to make buy and pay them off over time without accruing interest. This 0% benefit helps you buy everything you need to start your student career. Exclusive Access to Uber Rewards - Earn 10% cash back on Uber and Uber Eats purchases, along with complimentary Uber One membership statement credits until a specified date. Student-Friendly Features - Capital One offers various student-friendly features, including credit monitoring tools, flexible payment options, and access to Capital One CreditWise for tracking your credit health. |
CASH ADVANCE FEE / APR | |
Either $10 or 5% of the amount of each transaction, whichever is greater. | 5% of the amount of the cash advance, but not less than $5 |
BALANCE TRANSFER FEE | |
20.24% - 28.99% Variable APR | 0% on Purchases and Balance Transfers for 15 months, and then the ongoing APR of 19.99% - 29.99% Variable APR |
RECOMMENDED CREDIT SCORE | |
690 - 850 (Fair - Exceptional) | 630 - 689 (Poor - Fair) |
FOREIGN TRANSACTION FEE | |
$0 | None |
BEST FOR | |
|
|
More Details | More Details |
Instacart Mastercard® vs. Capital One SavorOne Student Cash Rewards
Easily compare up to three credit cards side by side with our intuitive comparison tool. Assess features, offers, and more to find the best fit for your financial needs.