Instacart Mastercard® Card | Chase Freedom Rise℠ |
---|---|
8.6MyCreditCardLab Score
MyCreditCardLab Score 8.6We've meticulously evaluated this card using MyCreditCardLab's exclusive credit card rating system. Our assessment considered various cardholder needs, ultimately assigning a rating based on the need with the highest score, currently at "." Our rating scale ranges from 1 to 10, with 10 representing the best possible score. |
8.3MyCreditCardLab Score
MyCreditCardLab Score 8.3We've meticulously evaluated this card using MyCreditCardLab's exclusive credit card rating system. Our assessment considered various cardholder needs, ultimately assigning a rating based on the need with the highest score, currently at "." Our rating scale ranges from 1 to 10, with 10 representing the best possible score. |
ANNUAL FEE | |
$0 | $0 |
INTRO APR | |
No intro offer | None |
REGULAR APR | |
20.24% - 28.99% Variable APR | 26.74% Variable APR |
PROS | |
|
|
CONS | |
|
|
WELCOME BONUS | |
Get a free year of Instacart+ and a $100 Instacart credit automatically upon approval. Membership auto-renews. Terms apply. | Earn a $25 statement credit after signing up for automatic payments within the first three months of opening your account. |
REWARDS | |
Instacart Mastercard® Card Rewards stand out as a highly versatile credit currency, offering a myriad of redemption options to suit your preferences. You can utilize your rewards in a variety of ways, including:
|
Chase Freedom Rise℠ Rewards program boasts exceptional flexibility in credit currency. Redeem your earnings through a multitude of options, including:
|
BENEFITS | |
Instacart - It works on Instacart.com and the Instacart app. It applies to purchases on over 750 retailers. They deliver from more than 70,000 stores across 5,500 cities. No foreign transaction fees - You will pay no foreign transaction fees. This is when you use your card for purchases made outside the United States. Contactless Tap To Pay - For fast, easy and secure checkout simply tap to pay where you see the Contactless symbol. For more knowledge, please see www.chase.com/contactless Instacart+ benefits - Enjoy free delivery on all purchases over $35. 5% credit back on pickup Pay with Points - Use your cash back rewards to pay for all or part of your purchase in the Instacart app or on instacart.com. World Elite Mastercard benefits - These include access to Mastercard Priceless® Experiences and special offers from brands. You also get a free 24/7 concierge service. | Building credit - Designed for those new to credit, with potential for credit line increase. It's best for students. Simple rewards - Flat 1.5% cash back on all purchases, no categories to remember. No annual fee - Keep your rewards without worrying about yearly charges. Free credit monitoring - Track your progress and learn credit-building tips. $25 bonus - Get a statement credit for setting up autopay within 3 months. |
CASH ADVANCE FEE / APR | |
Either $10 or 5% of the amount of each transaction, whichever is greater. | Either $10 or 5% of the amount of each transaction, whichever is greater. |
BALANCE TRANSFER FEE | |
20.24% - 28.99% Variable APR | $5 or 5% of the amount of each transfer, whichever is greater |
RECOMMENDED CREDIT SCORE | |
690 - 850 (Fair - Exceptional) | 690 - 580 (Fair - Poor) |
FOREIGN TRANSACTION FEE | |
$0 | 3% |
BEST FOR | |
|
|
More Details | More Details |
Instacart Mastercard® vs. Chase Freedom Rise℠
Easily compare up to three credit cards side by side with our intuitive comparison tool. Assess features, offers, and more to find the best fit for your financial needs.